GOT foreclosure or bankruptcy?
It's not the end of the world after a foreclosure, short sale or bankruptcy. There are just certain time periods and specific loans that must be considered when obtaining a mortgage: Rough breakdown for Conventional Loans: -Foreclosure: 7 years -Short Sale: 3 years -Bankruptcy: 4 years Rough breakdown for FHA/VA loans: -Foreclosure: 3 years -Short Sale: 3 years -Bankruptcy: 2 years *I can email you a more detailed scenarios